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Roddy McCaskill
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 501-312-2300.

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Longleaf Cove
New Patio Home Development



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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Little Rock and North Little Rock Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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School Reports in Little Rock and North Little Rock, Arkansas
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Real Estate Tips
Investment Real Estate >Investment Property Exchanges

When you buy an investment property, there are two important financial goals to consider. You will want a property capable of producing rental income. When you sell, you hope that the property will have appreciated enough that you will earn a good profit on your investment. If your property has enjoyed a healthy appreciation, you may need to do some careful planning to avoid paying out most of your profits in the form of capital gains taxes.

When selling your primary residence, you may be able to defer your capital gains taxes when you buy your next home. This does not apply, however, to investment property. If you sell one property then purchase another, the taxes will be due for the year the sale occurred. On the other hand, if you arrange to trade one property for another, you may be able to defer the capital gains tax.

It is not as complicated as it sounds! Many real estate agents and attorneys specialize in helping their clients put these kind of transactions together. You don't have to trade buildings with the people buying your property. The property you trade may belong to a third party, and your buyers need only cooperate with the closing attorney to make the transaction work.

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Real Estate Trivia
Q 
What characteristics must a home have to be considered a prestigious property?

A 
Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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Roddy McCaskill, REALTOR®, real estate agent and broker for Little Rock and North Little Rock, Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Roddy McCaskill
Roddy McCaskill Team at Keller Williams Realty

1514 Market Street Ste B-100
Little Rock, Arkansas 72211
Phone: 1-501-907-5959
Fax: 1-501-907-5958
1-888-447-6339
1-888-(44RODDY)
Roddy@RoddyMcCaskill.com

RODDY McCASKILL Team is a full -service real estate company with eleven professionals - all are fully licensed REALTORS whose total experience is over fifty-five years in real estate. Each member of The McCaskill Team is highly specialized and trained in specific areas of expertise. This enables our Team to give the highest level of service found in Little Rock real estate!


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