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Find Out More About the Little Rock and North Little Rock Area Economy & Job Market
Little Rock is home to several national companies including Dillard?s Alltel, and Stephens, Inc. The government, including local, state and federal offices, is our largest employer. Little Rock serves as the center of Arkansas? medical industry, with a number of excellent hospitals, including a top VA hospital as well as Arkansas Children?s Hospital. Request my Free Little Rock and North Little Rock Relocation Package. It's packed full of useful and important information about the Little Rock and North Little Rock, Arkansas area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
Which U.S. hotel has more fountains than any other hotel in the world?
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| A |
The Bellagio Hotel in Las Vegas, Nevada has more than 1,000 fountains embellishing an 11+ acre artificial lake.
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 See More Real Estate Trivia > |
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Roddy McCaskill
Roddy McCaskill Team at Keller Williams Realty
1514 Market Street Ste B-100
Little Rock, Arkansas 72211
Phone: 1-501-907-5959
Fax: 1-501-907-5958
1-888-447-6339
1-888-(44RODDY)
Roddy@RoddyMcCaskill.com
RODDY McCASKILL Team is a full -service real estate company with eleven professionals - all are fully licensed REALTORS whose total experience is over fifty-five years in real estate. Each member of The McCaskill Team is highly specialized and trained in specific areas of expertise. This enables our Team to give the highest level of service found in Little Rock real estate!
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